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Frequently Asked Questions

At Freedom Roofing LLC we know it can be stressful to navigate the insurance claim process. Luckily, we are not just roof repair specialists, but we are also experienced in handling insurance claims. Our roofing experts are committed to providing our customers the answers and information you need. Answers to many of our customers’ most frequently asked questions can be found below. If your question is not answered by the information provided here, contact us so we can assist you.

Insurance Claim FAQs

I think my roof is damaged. What should I do?
Contact Freedom Roofing and schedule a full property damage inspection with a HAAG certified inspector. There is no cost for the inspection or obligation to buy anything. We specialize in storm damage repair and working with insurance claims to make sure you are fairly represented.
Will my insurance premiums go up if I file a storm damage claim?
Typically, insurance companies cannot single out a homeowner for a rate increase based on an “act of God” storm damage claim. However, your insurance company can raise rates for everyone in your area. So, if you don’t file a claim, your increase in premium will pay for everyone else’s repairs, except for yours.
Why would my insurance company pay to replace my roof?
The purpose of insurance is to protect your property against losses that affect value, functionality and safety. If your home has sustained damage, your insurance company will provide compensation to have your property repaired.
How much will it cost to get the damage fixed?
The cost to restore your property can vary greatly, depending on what damage has been done. If you are filing an insurance claim never opt for the cheapest bid. Choose a reputable contractor that is committed to the quality workmanship. Most insurance companies prepare their own estimates with a program called Xactimate and will pay a fair price for the work to be done. you can shop around for the lowest price, but the insurance company will simply lower their bid if you find a cheaper contractor.
Why should I get my home inspected?
Peace of mind. If your home is damaged, you may gave a limited time to file an insurance claim. It is always smart to schedule your repairs as soon as possible.
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